Based at 88 Cathy Ct, so you can meet Kyle close to home.
Compare home loans across our lender panel, not one bank’s range.
Borrowing power, deposit and costs worked out before you look.
Buying a Home in Caboolture
Caboolture has become one of the most in-demand parts of Moreton Bay. Prices have risen strongly over the past year, there aren’t many homes for sale, and well-priced properties often sell close to the asking price. It’s still one of the region’s more affordable areas, which is why so many first home buyers and young families are looking here.
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In a market like this, the buyers who do best are the ones who know their numbers before they start inspecting. A Caboolture mortgage broker can help you:
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Work out your borrowing power and deposit before you fall for a home
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Get pre-approved, so you can make an offer with confidence
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Compare lenders, since some are more flexible than others on deposit, income type and property type
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Move quickly when the right home comes up
New Homes and Estates Around Caboolture
A lot of Caboolture’s growth is in new land and house-and-land packages, including Waraba, the new community west of Caboolture formerly known as Caboolture West. It’s planned to grow to around 30,000 homes over the next 40 years, with smaller estates and townhouse projects closer to town.
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Buying new works differently from buying an established home:
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Building usually means a construction loan, where the lender pays the builder in stages as the home is built, and you pay interest only on what’s been drawn
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Lenders look closely at the build contract and the builder, so it helps to have them checked early
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If you’re a first home buyer building or buying a brand new home in Queensland, you may be eligible for the First Home Owner Grant. Price caps and eligibility rules apply
Home Loans for Every Stage in Caboolture
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First home buyers: working out your deposit, which government schemes might apply, and what you can borrow. See First Home Buyer Loans.
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Upgrading: buying your next home before you’ve sold the current one. See Bridging Loans.
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Investors: Caboolture’s rental market is tight, and we can help you compare investment loan options across our lender panel.
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Retirees: accessing the equity in your home without selling. See Reverse Mortgages.
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Not sure what you can afford? Start with our Borrowing Power Calculator.
Why Work With a Caboolture Mortgage Broker
High Point Finance is a Caboolture business. Our office is at 88 Cathy Ct, and Kyle Downey works with buyers right across Caboolture and its surrounding suburbs, including Morayfield, Elimbah and Bribie Island.
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Kyle spent 12 years lending with ANZ before becoming a broker, so he knows how lenders assess an application and what they look for. Now he works for you, comparing loans across a panel of lenders and explaining everything in plain English.
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You’ll deal with Kyle directly from your first conversation through to settlement, with Megan supporting you on paperwork and updates along the way.
Ask Kyle
Buying in Caboolture
Do you have an office in Caboolture?
Yes. High Point Finance is based at 88 Cathy Ct, Caboolture QLD 4510, and works with buyers across Caboolture and the surrounding suburbs. You can reach Kyle on 0493 010 111.
How much deposit do I need to buy in Caboolture?
For most standard residential properties, lenders look for 20 percent to avoid lenders mortgage insurance, though some property types need more. There are loans available with less, and government schemes and grants can reduce it further for eligible first home buyers.
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Can I get the First Home Owner Grant in Caboolture?
The Queensland First Home Owner Grant applies to eligible first home buyers buying or building a brand new home, including in new Caboolture estates. Price caps and eligibility rules apply, so check with Kyle before you sign a contract.
Should I get pre-approval before I start looking in Caboolture?
Yes. With limited homes for sale and well-priced properties selling quickly, pre-approval tells you what you can spend and lets you make an offer with confidence when the right home comes up.
Meet our Team
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Kyle Downey
Principal Broker
Phone: 0493 010 111
Email: kyle@highpointfinance.com.au
With 12 years of lending experience at one of the big four banks, Kyle has helped hundreds of first home buyers understand their options and get into their first place with confidence. He knows exactly what lenders look for, and takes the time to explain every step in plain English, so you always know where you stand.
Megan Downey
Broker Support
With a keen eye for detail, Megan assists with paperwork, applications and regular client updates, helping make the process feel simpler and less stressful. Megan is also dedicated to providing clients with an annual home loan review, helping them stay informed about their current loan, interest rate and available options as their needs or the market change.
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Our Partners
CONTACT US
Get in touch today
When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with professionals who have your best interests in mind now and in the long term.
We have many years of experience in finance and professional mortgage broking. Our aim is to find you the best loan for your needs, and to make the process as simple and transparent as possible.
Please get in touch with us today.
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The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it's right for you, and seek independent financial and legal advice before making a decision.