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Areas We Service Across Moreton Bay

High Point Finance is based in Caboolture and helps home buyers right across the Moreton Bay region and beyond. Wherever you’re buying, you’ll deal with Kyle Downey directly, a local mortgage broker who knows the area and the lenders.

Home Loans Explained

Your Home Loan Options, Explained Clearly

Whether you are buying your first home, bridging the gap between properties, or exploring a reverse mortgage, High Point Finance can help you understand your options and find the right loan for your situation.

Mortgage Broker Services by Suburb

Caboolture

Our home base. Kyle works with first home buyers, upgraders and investors across Caboolture and its surrounding estates, and you can meet him close to home.

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Mortgage broker in Caboolture

North Lakes

A master-planned community popular with young families and first home buyers. We help North Lakes buyers work out their borrowing power and compare loans across our lender panel.

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Mortgage broker in North Lakes

Morayfield

Right next door to Caboolture, with a mix of established homes and newer estates. Whether it’s your first home or your next one, we’ll help you find a loan that fits.

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Mortgage broker in Morayfield

Narangba, Burpengary and Elimbah

Growing family suburbs between Caboolture and North Lakes, plus Elimbah’s acreage just to the north. Semi-rural properties can be assessed differently by lenders, so we’ll help you plan for that from the start.

Bribie Island and Redcliffe

Popular with downsizers, retirees and families alike. We help with purchases, refinancing and reverse mortgages across both, with clear advice on what suits your stage of life.

Dayboro, Sunshine Coast and Beyond

From Dayboro’s rural blocks to buyers heading up the Sunshine Coast, Kyle can help you compare loans and get pre-approved. If your suburb isn’t listed, get in touch anyway.

Why Choose a Local Mortgage Broker

Kyle has spent 12 years in lending and knows how lenders view properties across Moreton Bay, from new estates to acreage and island homes.

 

Property type and location can change how much a lender will lend and how much deposit you need, so local knowledge helps from the very first conversation.

CALCULATOR

Use our mortgage calculators to estimate how much you can borrow.

We’ve designed these calculators to give you a better insight into how the lenders will view your loan application.

The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input.
Results are a guide only and do not constitute financial advice or any guarantee that you will be approved for a loan by a lender.

You should always discuss your individual circumstances with a representative of High Point Finance before placing your deposit or purchasing any property.

Ask Kyle
Areas We Service

Which areas does High Point Finance service?

We’re based in Caboolture and work with home buyers across the Moreton Bay region, including North Lakes, Morayfield, Narangba, Burpengary, Elimbah, Dayboro, Bribie Island and Redcliffe, as well as the Sunshine Coast.

Where is High Point Finance located?

Our office is at 88 Cathy Ct, Caboolture QLD 4510.

You can reach Kyle on 0493 010 111.

Can you help if my suburb isn’t listed?

Yes. If you’re buying anywhere in the Moreton Bay region or nearby, get in touch and Kyle will let you know how he can help.

Does where I buy affect my home loan?

It can. Lenders look at the property as well as you. Acreage, rural blocks and some unit types are assessed differently from a standard suburban home, and some lenders ask for a larger deposit for them. Kyle can tell you early how lenders are likely to view the property you’re looking at.

Meet our Team

Kyle Downey, mortgage broker at High Point Finance in Caboolture
Kyle Downey

Principal Broker

With 12 years of lending experience at one of the big four banks, Kyle has helped hundreds of first home buyers understand their options and get into their first place with confidence. He knows exactly what lenders look for, and takes the time to explain every step in plain English, so you always know where you stand.

Megan Downey

Broker Support

With a keen eye for detail, Megan assists with paperwork, applications and regular client updates, helping make the process feel simpler and less stressful. Megan is also dedicated to providing clients with an annual home loan review, helping them stay informed about their current loan, interest rate and available options as their needs or the market change.

Megan Downey - Broker Support

Our Partners

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CONTACT US

Get in touch today

When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with professionals who have your best interests in mind now and in the long term.

We have many years of experience in finance and professional mortgage broking. Our aim is to find you the best loan for your needs, and to make the process as simple and transparent as possible.

Please get in touch with us today.

The privacy of your personal information is important to us. By providing your personal information to High Point Finance, you consent to be contacted by a representative of High Point Finance from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically. You can unsubscribe by notifying us and we will no longer send this information to you. Click <here> to view our full Privacy Policy.

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